Served as main course. Vegetarian dish. Speciality: Occasion - Brunch.

1 3/4 cups Flour

2 teaspoons Baking Powder

1/2 teaspoon Baking Soda

1 1/2 cups Bananas, mashed (about 3 ripe bananas)

1/2 cup Brown Sugar

1/3 cup Oil

1 Egg

1 Apple, peeled and chopped

1/2 cup semi-sweet Chocolate Chips

Preheat oven to 350*. In a large bowl sift together flour, baking powder and baking soda. Add remaining ingredients. Mix well. Spray muffind tins with cooking spray or line with paper liners. Pour batter 2/3 full into muffin cups. Bake about 20-25 minutes, until browned.

Preparation time: 10 Minutes

Cooking time: 35 Minutes

Serves: 12

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